Card Design
K-CHECK 카드
K-CHECK Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MART   1000 K Point(K포인트) rewards at E-Mart, Homeplus, Y-MART, Nonghyup Hanaro Mart

    • E-Mart Logo
    • Homeplus Logo
    • Nonghyup Hanaro Mart Logo

    Notice

    - For more information about the reward programme, please refer to: K포인트.
    - Reward will be given only if you spend 30,000 KRW or more at once.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - The shops only in the following regions will be eligible for this benefit : 전라남도(Jeollanam-do), 광주광역시(Gwangju)
    - This benefit will be provided only once a day, 5 times a month.

  • PETROL   60 /L K Point(K포인트) rewards at S-Oil, Hyundai Oilbank

    • S-Oil Logo
    • Hyundai Oilbank Logo

    Notice

    - For more information about the reward programme, please refer to: K포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 50,000 KRW of each spending for this shop will be applied for the reward.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day.

  • TRANSPORT   5 % K Point(K포인트) rewards on Public transport uses

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 2,000

    Notice

    - For more information about the reward programme, please refer to: K포인트.
    - Reward will be given only if you spend 10,000 KRW or more in a month.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.
    - The shops only in the following regions will be eligible for this benefit : 전라남도(Jeollanam-do), 광주광역시(Gwangju)

  • CINEMA   1000 K Point(K포인트) rewards at CGV, Lotte Cinema, Megabox

    • CGV Logo
    • Lotte Cinema Logo

    Notice

    - For more information about the reward programme, please refer to: K포인트.
    - Reward will be given only if you spend 10,000 KRW or more at once.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - The shops only in the following regions will be eligible for this benefit : 전라남도(Jeollanam-do), 광주광역시(Gwangju)
    - This benefit will be provided only once a day, only twice a month.

  • COFFEE   500 K Point(K포인트) rewards at Caffe Bene, Café Droptop, Angel-in-us, Caffé Pascucci

    • Angel-in-us Logo
    • Caffé Pascucci Logo

    Notice

    - For more information about the reward programme, please refer to: K포인트.
    - Reward will be given only if you spend 10,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - The shops only in the following regions will be eligible for this benefit : 전라남도(Jeollanam-do), 광주광역시(Gwangju)
    - This benefit will be provided only once a day, only twice a month.

  • EDUCATION   500 K Point(K포인트) rewards at YES24

    Notice

    - For more information about the reward programme, please refer to: K포인트.
    - Reward will be given only if you spend 20,000 KRW or more at once.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, only twice a month.

  • ENTERTAINMENT   30 % Discount at Boseong Dabeach(Sea Hot Springs, 해수온천)
    Up to 1 companion will be eligible.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day.

  • ENTERTAINMENT   30 % Discount at The Ocean Waterpark
    Up to 1 companion will be eligible.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day.

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.2%
With transport card option, the annual fee will be 2,000 KRW. To waive, make 500k KRW annual spendings with this card.
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card , Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), College titution fee(대학등록금), Public utility charges(공공요금/공과금), Tax payment(세금납부액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
광주은행
To apply, you must have an account in one of these institutions
광주은행
Available networks
MasterCard
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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