Card Design
I-ALL

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ONLINE   1 % Cash back at Coupang, GMarket, 11STREET, Auction, Interpark
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • Coupang Logo
    • GMarket Logo
    • 11STREET Logo
    • Auction Logo
    • Interpark Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   1 % Cash back at GS Shop(TV), Lotte Home Shopping, Hyundai Hmall(TV), CJ ONSTYLE(TV), HOME & SHOPPING, NS Mall(TV)
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   1 % Cash back at Baemin, Yogiyo, Coupang Eats
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • Yogiyo Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • MART   1 % Cash back at E-Mart, Lotte Mart, Homeplus
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   1 % Cash back at Starbucks, The Coffee Bean & The Leaf, A Twosome Place, Paul Bassett, Ediya Coffee
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • Starbucks Logo
    • The Coffee Bean & The Leaf Logo
    • A Twosome Place Logo
    • Ediya Coffee Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • C-STORE   1 % Cash back at GS25, CU, Seven Eleven
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • GS25 Logo
    • CU Logo
    • Seven Eleven Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   1 % Cash back on City-bus, subway, taxi
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   1 % Cash back in All petrol stations, electric vehicle charging stations
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Recharging LPG is not eligible for this benefit.
    - Up to 500,000 KRW of monthly spending for this shop will be applied for the cash back reward. (Maximum reward amount for monthly spending : 5,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   1 % Cash back on SKT, KT , LG U+ mobile phone bills
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • OTHER   1 % Cash back in All animal clinics, pet shops
    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 1.5%.
    • Animal clinic Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • O2O   5 % Cash back on Eligible subscriptions
    Eligible subscriptions: Netflix, Youtube, Disney Plus (Korea), TVING, Coupang WOW Membership, NAVER Membership+

    If you maintain at least 500,000 KRW of total monthly eligible purchases with this card for 3 months, the cashback rate will be raised to 7%.
    • Netflix Logo
    • Youtube Logo
    • Coupang Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • ALL   0.5 % Cash back on All other purchases

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), Coupang(쿠팡), GMarket(G마켓), 11STREET(11번가), Auction(옥션), Interpark(인터파크), GS Shop(TV)(GS홈쇼핑), Lotte Home Shopping(롯데홈쇼핑), Hyundai Hmall(TV)(현대홈쇼핑), CJ O Shopping(CJ오쇼핑), HOME & SHOPPING(홈&쇼핑), NS Mall(NS홈쇼핑), Baemin(배달의 민족), Yogiyo(요기요), Coupang Eats(쿠팡이츠), E-Mart(이마트), Lotte Mart(롯데마트), Homeplus(홈플러스), Starbucks(스타벅스), The Coffee Bean & The Leaf(커피빈), A Twosome Place(투썸플레이스), Paul Bassett(폴바셋), Ediya Coffee(이디야 커피), GS25(GS25), CU(씨유), Seven Eleven(세븐일레븐), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), Petrol station(주유소 업종), Electric vehicle charging station(전기차 충전소), SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Animal clinic(동물병원), Pet shop(애완동물 업종), Netflix(넷플릭스), Youtube(유튜브), Disney Plus (Korea)(디즈니 플러스), TVING(티빙)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

Networks Annual fee Foreign transaction fee (Purchase)
15,000 KRW1% + 0.18%
14,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Tax payment(세금납부액), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), Public transport(Bus, Subway)(대중교통(버스,지하철)), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 6th Mar 2023
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
IBK기업은행, 비씨카드
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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