Korea Korea 
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Recharging LPG is not eligible for this benefit.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Duty(관세), Local tax(지방세), Public utility charges(공공요금/공과금), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Electricity bill(전기요금), TV Licence(TV수신료), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), Express Way bill(고속도로 통행료), hi Pass (하이패스 이용료), Express Bus(고속버스)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 30,000 KRW | 1.1% + 0.18% |
 | 30,000 KRW | 1.4% + 0.18% |
 | 30,000 KRW | N/A |