Card Design
홈플러스 KB국민카드
Homeplus KB Kookmin Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MART   5~10 % Cash back at Homeplus, Homeplus Express
    Total last month payment of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Cash back rate No cash back 5% 7% 10%
    Total last month payment of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 15,000 21,000 30,000
    • Homeplus Logo
    • Homeplus Express Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more payment of this card in the month before the purchase.

  • RESTAURANT   10 % Cash back at Outback Steak House, VIPS, TGI FRIDAYS
    Total last month payment of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 20,000
    • Outback Steak House Logo
    • VIPS Logo
    • TGI FRIDAYS Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more payment of this card in the month before the purchase.
    - This benefit will be provided only twice a month.

  • BEAUTY   10 % Cash back in All beauty, skin care shops
    Total last month payment of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 20,000

    Notice

    - [Spending requirement] This benefit requires 300,000 KRW in total or more payment of this card in the month before the purchase.

  • MOBILE   3000 KRW Cash back on Mobile phone bill(SKT, KT, LG U+)
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more payment of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • MART   0.5 % My Homeplus Point(마이 홈플러스 포인트) rewards at Homeplus (Additional rewards)

    • Homeplus Logo

    Notice

    - For more information about the reward programme, please refer to: 마이 홈플러스 포인트.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - This benefit will be duplicated with other benefits.

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : Homeplus(홈플러스)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Networks Annual fee Foreign transaction fee (Purchase)
5,000 KRW1.1% + 0.25%
5,000 KRW1% + 0.25%
5,000 KRW0.25%
3,000 KRWN/A
The annual fee will be waived if you spend 1,000,000 KRW or more with this card.
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
VISA, MasterCard, JCB, Local
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
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