Card Design
해피포인트 KB국민체크카드
Happy Point KB Kookmin Check Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • RESTAURANT   10 % Cash back in All Happy Point Member shops

    Total last month spending of this card 0 KRW ~ 100,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - Cash back will be given only if you spend 5,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   10 % Cash back at GMarket, Auction

    • GMarket Logo
    • Auction Logo
    Total last month spending of this card 0 KRW ~ 100,000 KRW ~
    Monthly Cash back limit No cash back 15,000

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
    - [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.

  • CINEMA   3000 KRW Cash back at CGV, Megabox

    • CGV Logo

    Notice

    - Cash back will be given only if you spend 7,000 KRW or more at once.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only twice a month, 12 times a year.

  • TRAVEL   10~40% Discount at Xanadu pension
    Peek season : 10%
    Off season : 40%(Weekday), 30%(Weekend)

    You must book over the phone to get this benefit. Telephone number : 02-568-0372

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.

  • MEMBERSHIP   Integrated membership : 해피포인트 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - For more detailed information, please refer to : http://www.happypointcard.com/
    - You may need to agree with providing your personal information to the third party company.

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.25%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in CGV(CGV), Megabox(메가박스), Public transport(Bus, Subway)(대중교통(버스,지하철)), All overseas purchases(해외이용금액), Vending machines(자판기), Use of the govt subsidy(정부지원금 사용), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 9th Dec 2008
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
KB국민카드
To apply, you must have an account in one of these institutions
KB국민은행
Available networks
VISA
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
Share
Browse other cards from KB국민카드