Card Design
하나 길한통 체크카드
Hana Jihantong Check Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • RESTAURANT   5 % Cash back in All restaurants, coffee shops, convenience stores (11:00 ~ 14:00)

    Total last month spending of this card 0 KRW ~ 200,000 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000
    • Restaurant Logo
    • Coffee shop Logo
    • Convenience store Logo


    - Cash back will be given only if you spend 5,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • OVERSEAS   Preferential fees on overseas purchases and ATM withdrawal
    Overseas purchase FX fee : 0%
    ATM withdrawal fee : 0% (5 times a month. Extra fee can be charged by ATM)
  • TRANSPORT   Public transport use in China and Russia
    You can take a city bus or subway in China and Russia with this card.

    Country China Russia
    Where to use Subway and city bus in Guangzhou, Hangzhou, Ningbo, Tianjin, Chengdu, Dalian, etc. Moscow Aeroexpress


    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee0%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in Restaurant(요식, 식당 업종), Coffee shop(커피전문점 업종), Convenience store(편의점 업종), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Use of the govt subsidy(정부지원금 사용), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 29th Jan 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
To apply, you must have an account in one of these institutions
Available networks
Availability for new members
Integrated transport card
Essential (Deferred payment)
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