Card Design
H.Point KB국민카드
H.Point KB Kookmin Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.5 % H.Point(H.Point) rewards on All purchases

    Notice

    - For more information about the reward programme, please refer to: H.Point.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Apartment maintenance fee(아파트관리비), Tax payment(세금납부액), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Use of the govt subsidy(정부지원금 사용), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
    - This won't be counted towards the total reward limit.

  • SHOPPING   1.5 % H.Point(H.Point) rewards in Eligible H.Point member shops
    Eligible shops : Hyundai Dept, Hyundai outlets, Hmall, Korean Air, Kyobo Book Centre and more

    To see the full list, please click here.

    Notice

    - For more information about the reward programme, please refer to: H.Point.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - This won't be counted towards the total reward limit.

  • COFFEE   5 % Cash back in All coffee shops, convenience stores and pharmacies

    • Coffee shop Logo
    • Convenience store Logo
    • Pharmacy Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • RESTAURANT   5 % Cash back in All casual dining restaurants, fastfood restaurants and petrol stations

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • ENTERTAINMENT   5 % Cash back in All hagwons, country clubs, driving range and barber's

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • CINEMA   3500 KRW Discount at Max Movie
    Online ticket purchases only.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - This won't be counted towards the total reward limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a day, 4 times a month, 10 times a year.

  • ENTERTAINMENT   Discount at eligible amusement parks
    • 50% Discount on your free riding ticket of Lotte World Adventure.
    • 50% Discount on your free riding ticket of Everland Festival World.
    • 30% Discount on your entry ticket of onCaribbean Bay.
    • Notice

      - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

Required spending amount 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
Total Reward limit 0 10,000 20,000

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW0.5% + 0.25%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in Coffee shop(커피전문점 업종), Convenience store(편의점 업종), Pharmacy(약국), Casual dining restaurant(패밀리 레스토랑 업종), Fastfood restaurant(패스트푸드 업종), Petrol station(주유소 업종), Hagwon(학원), Country clubs(골프장), Driving range(골프연습장), Hair salon(헤어샵,미용실 업종), Installment purchases without interest(무이자할부 구매), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철)), Vending machines(자판기), In-flight purchases(기내물품구매), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
JCB(K-World)
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
Share
Browse other cards from KB국민카드