Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.5 % Eco-money Point(에코머니 포인트) rewards on All purchases

Notice

- For more information about the reward programme, please refer to: 에코머니 포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

SHOPPING 0.5~2.5 % Eco-money Point(에코머니 포인트) rewards in All hypermarkets, dept stores, GMarket, Auction, 11st, Lotte.com, Shinsegae Mall

Total last month spending of this card	0 KRW ~	200,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~	1,500,000 KRW ~
Reward rate	No reward	0.5%	1%	1.5%	2.5%

Total last month spending of this card	0 KRW ~	200,000 KRW ~	1,000,000 KRW ~
Monthly Reward limit	No reward	5,000	10,000

Notice

- For more information about the reward programme, please refer to: 에코머니 포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- This benefit will be duplicated with other benefits.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

MEMBERSHIP Integrated membership : 에코머니 그린카드

- By using this card, you'll get extra rewards in eligible shops listed for the membership.
- With this membership, you can earn Ecomoney points on purchasing accredited environment friendly products(Green Products) in eligible shops and discount benefit in eligible national parks and public leisure facilities.
- For more detailed information, please refer to : http://www.ecomoney.co.kr/
- You may need to agree with providing your personal information to the third party company.
INSTALMENT Interest-free instalment purchases

- Eligible shops : Hypermarket(대형마트 업종), Department store(백화점 업종), Hagwon(학원), Hospital(병의원 업종)
- Period : 2 ~ 3 months (Interest will be charged beyond that period)
- Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
- Rewards will not be available for interest-free instalment purchases.

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	1% + 0.25%
	No annual fee	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
Apartment maintenance fee(아파트관리비), Installment purchases without interest(무이자할부 구매), Local tax(지방세), College titution fee(대학등록금), Gift certificate(상품권), Public transport(Bus, Subway)(대중교통(버스,지하철)), In-flight purchases(기내물품구매), Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: KB국민카드
Available networks: MasterCard, Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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