Caution

This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

SHOPPING 5~10 % Cash back in All dept stores, hypermarkets, duty free shops, eligible home shoppings, eligible online shops, supermarkets and c-stores

Eligible home shoppings : GS Shop(TV), CJ O Shopping, Hyundai Hmall(TV), Lotte Home Shopping, NS Mall
Eligible online shops : GMarket, Auction, 11st, Interpark, Lotte.com, Shinsegae Mall

Amount of each spending	0 KRW ~	100,000 KRW ~
Cash back rate	5%	10%

Total last month payment of this card	0 KRW ~	300,000 KRW ~	600,000 KRW ~	1,200,000 KRW ~	2,000,000 KRW ~
Monthly Cash back limit	No cash back	5,000	10,000	30,000	50,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- [Spending requirement] This benefit requires 300,000 KRW in total or more payment of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.

TRANSPORT 10 % Cash back at Public transport

Total last month payment of this card	0 KRW ~	600,000 KRW ~
Monthly Cash back limit	No cash back	4,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 600,000 KRW in total or more payment of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.

Networks	Annual fee	Foreign transaction fee (Purchase)
	10,000 KRW	1.1% + 0.25%
	10,000 KRW	1% + 0.25%
	10,000 KRW	1.4% + 0.25%
	10,000 KRW	0.25%
	5,000 KRW	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All rewarded purchases made with this card , Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: KB국민카드
Available networks: VISA, MasterCard, AmericanExpress, JCB, Local
Availability for new members: Discontinued
Integrated transport card: Essential (Deferred payment)
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Editor's rating: 0.5 / 5.0
★ ★ ★ ★ ★; Bad Shopping Card

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on the issuer's website (PC, Korean language)

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