Card Design
골든라이프 체크카드
Golden Life Check Card

Caution

This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MEDICAL   3 % Cash back at All hospitals

    • Hospital Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - Up to 100,000 KRW of monthly spending for this shop will be applied for the cash back reward. (Maximum reward amount for monthly spending : 3,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   5~40 /L OK Cashbag(OK캐쉬백) rewards at SK Petrol Station
    35 + 5 OK Cashbag rewards per Litre

    35 OK Cashbag rewards per Litre : Rewarded by the card(Requires total 300,000 KRW of spending in the previous calendar month)
    5 OK Cashbag rewards per Litre : Rewarded by OK Cashbag membership (Doesn't require preconditions)

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Reward rate 5/L OK Cashbag(OK캐쉬백) 40/L OK Cashbag(OK캐쉬백)
    • SK Petrol Station Logo

    Notice

    - For more information about the reward programme, please refer to: OK캐쉬백.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 155 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 105 Points as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 100,000 KRW of each spending for this shop will be applied for the reward.
    - Up to 300,000 KRW of monthly spending for this shop will be applied for the reward.

  • OTHER   5% Cash back + 1% Pointree(포인트리) rewards on KB Koomin Card Wedding Package purchases
    To earn this benefit, you must purchase the Wedding service from KB Kookmin card. Contact 02-6936-3971 for more information(Korean language).

    Notice

    - For more information about the reward programme, please refer to: 포인트리.

  • TRAVEL   Discount on eligible travel package purchases from KB Kookmin Card
    To earn this benefit, you must purchase the travel service from KB Kookmin card. Contact 1644-0098 for more information(Korean language).
  • MEMBERSHIP   Integrated membership : OK캐쉬백

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - For more detailed information, please refer to : http://www.okcashbag.com/
    - You may need to agree with providing your personal information to the third party company.

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1.1% + 0.25%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Public transport(Bus, Subway)(대중교통(버스,지하철)), All overseas purchases(해외이용금액), Vending machines(자판기), Use of the govt subsidy(정부지원금 사용), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
KB국민카드
To apply, you must have an account in one of these institutions
KB국민은행
Available networks
VISA, Local
Availability for new members
Discontinued
Integrated transport card
Optional (Deferred payment)
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on the issuer's website (PC, Korean language)
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