Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

RESTAURANT 5 % My Shinhan Point(마이신한포인트) rewards in All eligible restaurants, coffee shops, convenience stores, online shops

Eligible coffee shops: Starbucks, Blue Bottle Coffee, Angel-in-us, Ediya Coffee, Paul Bassett, A Twosome Place, Paik's Coffee, and all other eligible coffee shops
Eligible convenience stores: CU, GS25, E-Mart 24, Seven Eleven
Eligible online shops: Coupang, Market Kurly

Total last month spending of this card	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Reward rate	No reward	5,000%	10,000%	20,000%

Notice

- For more information about the reward programme, please refer to: 마이신한포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Up to 10,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 500)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

SHOPPING 5 % My Shinhan Point(마이신한포인트) rewards in Eligible stores and all eligible overseas purchases

Eligible stores: Olive Young, Daiso(Offline), O!House, Taxi, KTX, MUSINSA, Zigzag, W Concept, 29cm, ABLY and all eligible overseas stores

Total last month spending of this card	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Reward rate	No reward	5,000%	10,000%	20,000%

Notice

- For more information about the reward programme, please refer to: 마이신한포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

BILLS 10~20 % My Shinhan Point(마이신한포인트) rewards on eligible recurring mobile phone bills, streaming services and online shopping membership fees

Eligible mobile phone bills(10% rewards, Once a month, up to 3,000 points): SKT Mobile phone bill, KT Internet, mobile phone bill, LG U+ Internet, mobile phone bill
Eligible streaming services(15% rewards): Netflix, Youtube, TVING, Disney Plus (Korea), SPOTV NOW
Eligible shopping membership fees(20% rewards): Coupang WOW Membership, NAVER Plus Membership

Total last month spending of this card	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Monthly Reward limit	No reward	5,000	10,000	20,000

Notice

- For more information about the reward programme, please refer to: 마이신한포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

BILLS Special rewards for the Planned spendings and Early payments

Planned spendings
- 500 point rewards for setting up a target monthly spending amount on the Shinhan Card website or mobile app.
- Additional 5,000 point rewards (3,000 points if your spending amount was between 300,000 and 499,999 KRW in the previous month) when your monthly total spending amount of this card is within ±50,000 KRW of your target amount. (Minimum 300,000 KRW a month)

Early payments
- 0.3% point rewards when you pay your credit card balance before its scheduled payment date.

Total last month spending of this card	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Monthly Reward limit	No reward	3,000	6,000	10,000

Notice

Networks	Annual fee	Foreign transaction fee (Purchase)
	18,000 KRW	1% + 0.18%
	15,000 KRW	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), National tax(국세), Local tax(지방세), Water charge(수도요금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Kindergarten(유치원 업종), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 28th Apr 2025
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 신한카드
Available networks: MasterCard, Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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