Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Apartment maintenance fee(아파트관리비), Gift certificate(상품권)
- Cash back will be given only if you spend 30,000 KRW or more at once.
- This won't be counted towards the total cash back limit.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 30,000 KRW or more at once.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- This won't be counted towards the total cash back limit.
- This benefit will be provided only twice a month.
- Reward will be given only if you spend 10,000 KRW or more at once.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- This won't be counted towards the total reward limit.
- This benefit will be provided only once a month, 6 times a year.
- Cash back will be given only if you spend 50,000 KRW or more at once.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- This won't be counted towards the total cash back limit.
- This benefit will be provided only once a month.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ | 500,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|---|
| Total Reward limit | 0 | 6,000 | 10,000 | 15,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | N/A |