Card Design
CLUB SK

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MOBILE   2000~15000 KRW Cash back on Mobile phone bill(SKT)
    Total last month spending 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~ 1,000,000 KRW ~
    LTE Phones
    (Paid with Mobile Card)
    No cash back 5,000 10,000 15,000
    LTE Phones No cash back 4,000 7,000 13,000
    2G/3G Phones No cash back 2,000 3,000 6,000

    Notice

    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

  • PETROL   100~150 KRW/L Cash back at SK Petrol Station

    • SK Petrol Station Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~
    Cash back rate No cash back 100/L KRW 150/L KRW
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~
    Monthly Cash back limit No cash back 15,000 22,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 3,100 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 2,100 KRW as cash back reward. You need to contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 300,000 KRW of monthly spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.

  • PETROL   35~70 KRW/L Cash back at SK LPG Station
    • SK LPG Station Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~
    Cash back rate No cash back 35/L KRW 70/L KRW

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,085 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 735 KRW as cash back reward. You need to contact your card company to check the standard price.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.

  • CINEMA   1500 KRW Cash back at CGV, Megabox, Lotte Cinema
    2X reward if you downloaded and signed up for 1Q Pay application.
    • CGV Logo
    • Lotte Cinema Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Besides eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • RESTAURANT   5 % Cash back at Outback Steak House, TGI FRIDAYS
    2X reward if you downloaded and signed up for 1Q Pay application.
    • Outback Steak House Logo
    • TGI FRIDAYS Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   2.5 % Cash back at The Coffee Bean & The Leaf, Starbucks, Angel-in-us, Hollys Coffee, Caffe Bene
    2X reward if you downloaded and signed up for 1Q Pay application.
    • The Coffee Bean & The Leaf Logo
    • Starbucks Logo
    • Angel-in-us Logo
    • Hollys Coffee Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   3.5 % Cash back at Public transport
    2X reward if you downloaded and signed up for 1Q Pay application.
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • MART   5 % Cash back at E-Mart, Homeplus, Lotte Mart
    - 2X reward if your card is linked to your KEB hana bank account.
    - Cash back limit will be increased to 10,000 KRW a month if your card is linked to your KEB hana bank account.
    • E-Mart Logo
    • Homeplus Logo
    • Lotte Mart Logo
    Total last month spending of this card 0 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 1,000,000 KRW in total or more spendings of this card in the month before the purchase.

  • EDUCATION   5 % Cash back in All hagwons, nursery schools, libraries
    - 2X reward if your card is linked to your KEB hana bank account.
    - Cash back limit will be increased to 10,000 KRW a month if your card is linked to your KEB hana bank account.
    Total last month spending of this card 0 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 1,000,000 KRW in total or more spendings of this card in the month before the purchase.

  • MEMBERSHIP   Integrated membership : T멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - For more detailed information, please refer to : http://tmembership.tworld.co.kr/
    - You may need to agree with providing your personal information to the third party company.

Networks Annual fee FX fee (Purchase)
10,000 KRW1% + 0.2%
10,000 KRW1% + 0.2%
10,000 KRW1.4% + 0.2%
9,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    SK Petrol Station(SK 주유소), SK LPG Station(SK 주유소(LPG)), Apartment maintenance fee(아파트관리비), National tax(국세), Local tax(지방세), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
하나카드
Available networks
VISA, MasterCard, AmericanExpress, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
Protection from unauthorised transactions
Yes
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