Korea Korea 
- You must make total 6,000,000 KRW of yearly purchases to get retention bonuses.
- You can choose up to 1 bonus.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Local tax(지방세), Gas bill(도시가스 요금), Installment purchases without interest(무이자할부 구매)
- The cash back money will be deposited into your bank account. The money will be given on the due payment day.
| Total last month spending of this card | 0 KRW ~ | 500,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back money will be deposited into your bank account. The money will be given on the due payment day.
- "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 500,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back money will be deposited into your bank account. The money will be given on the due payment day.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 500,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 5,000 |
- The cash back money will be deposited into your bank account. The money will be given on the due payment day.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 15,000 KRW | 1.1% + 0.25% |
 | 15,000 KRW | 1% + 0.25% |
 | 13,000 KRW | N/A |