Card Design
AUTO+ 카드
AUTO+ Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • PETROL   80~100 KRW/L Cash back in All petrol, LPG stations

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 700,000 KRW ~
    Cash back rate No cash back 80/L KRW 100/L KRW

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 2,480 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,680 KRW as reward. You can contact your card company to check the standard price.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the cash back reward.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, only twice a month.

  • BILLS   2 % Cash back on Indemnity insurance payment

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 20,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 전북은행 first.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a year.

  • MART   5 % Cash back at E-Mart, Homeplus, Lotte Mart

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 10,000
    • E-Mart Logo
    • Homeplus Logo
    • Lotte Mart Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, only twice a month.

  • ONLINE   5 % Cash back at GMarket, Auction, 11st, Coupang, Wemakeprice

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 10,000
    • GMarket Logo
    • Auction Logo
    • 11STREET Logo
    • Coupang Logo
    • Wemakeprice Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, only twice a month.

  • RESTAURANT   10 % Cash back at Outback Steak House, VIPS, TGI FRIDAYS

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 10,000
    • Outback Steak House Logo
    • VIPS Logo
    • TGI FRIDAYS Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

  • COFFEE   10 % Cash back at Starbucks, Caffe Bene, TOM N TOMS Coffee, Angel-in-us, Hollys Coffee, A Twosome Place

    • Starbucks Logo
    • TOM N TOMS Coffee Logo
    • Angel-in-us Logo
    • Hollys Coffee Logo
    • A Twosome Place Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, only twice a month.

Required spending amount 0 KRW ~ 300,000 KRW ~ 700,000 KRW ~
Total Reward limit 0 10,000 20,000

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1% + 0.2%
9,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card , Tax payment(세금납부액), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매), Public transport(Bus, Subway)(대중교통(버스,지하철)), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
전북은행
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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