Korea Korea 
| Total last month spending of this card | 0 KRW ~ | 400,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 400,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 400,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Public utility charges(공공요금/공과금), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Mobile phone bills(이동통신요금), Rent for a LH rental house(한국토지주택공사 임대료), Public transport(Bus, Subway)(대중교통(버스,지하철)), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- You must use one of the following Digital wallet services with this card : Naver Pay(네이버페이), PAYCO(페이코), Kakao Pay(카카오페이). You may need a smartphone with a carrier network plan.
| Total last month spending of this card | 0 KRW ~ | 400,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 400,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- It shares the limit with 'Mobile' (SKT, KT, LG U+ mobile phone bills) benefit of this card.
| Required spending amount | 0 KRW ~ | 400,000 KRW ~ | 800,000 KRW ~ | 1,500,000 KRW ~ |
|---|---|---|---|---|
| Total Reward limit | 0 | 10,000 | 20,000 | 40,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 12,000 KRW | 1% + 0.25% |
 | 12,000 KRW | 1.4% + 0.25% |
 | 10,000 KRW | 0.25% |