Card Design
다문화사랑카드(신용)

Caution

You must be a married immigrant in Korea to apply for this card.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.2~0.4 % TOP Point(탑포인트) rewards on All domestic purchases

    Amount of each spending 0 KRW ~ 50,000 KRW ~
    Reward rate 0.2% 0.4%

    Notice

    - For more information about the reward programme, please refer to: 탑포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)

  • PETROL   1.2 % Cash back in All petrol, LPG stations

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,200)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only twice a day, 6 times a month.

  • HEALTH   3000 KRW Discount at Heosimcheong Spa

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit 6,000 15,000

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.

  • ENTERTAINMENT   Free your Tongdo Fantasia entry ticket

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only once a month.

  • MOBILE   0.4 % Cash back on Mobile phone bill

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.

  • TRANSPORT   5 % Cash back on Eligible taxi fare
    Eligible taxis : 등대콜, 부산콜, 모범택시

    Notice

    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 5 times a month.

  • EDUCATION   1500 KRW Cash back at Young Kwang Bookstore, Kyobo Book Centre, Youngpoong Bookstore, YES24, Books Libro

    • Kyobo Book Centre Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
    - This benefit will be provided only once a month.

Networks Annual fee Foreign transaction fee (Purchase)
5,000 KRW1% + 0.25%
2,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
BNK부산은행, 비씨카드
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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