Korea Korea 
| Amount of each spending | 0 KRW ~ | 50,000 KRW ~ |
|---|---|---|
| Reward rate | 0.2% | 0.4% |
- For more information about the reward programme, please refer to: 탑포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,200)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only twice a day, 6 times a month.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | 6,000 | 15,000 |
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided 5 times a month.
- Cash back will be given only if you spend 30,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 5,000 KRW | 1% + 0.25% |
 | 2,000 KRW | N/A |