Korea Korea 
- For more information about the reward programme, please refer to: 포인트리.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Local tax(지방세), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
- For more information about the reward programme, please refer to: 포인트리.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- For more information about the reward programme, please refer to: 포인트리.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- For more information about the reward programme, please refer to: 포인트리.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- The cash back money will be deposited into your bank account. The money will be given on a day in the second week, next month..
- Up to 1,000,000 KRW of monthly spending for this shop will be applied for the cash back reward. (Maximum reward amount for monthly spending : 17,000)
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 20,000 KRW | 1.1% + 0.25% |
 | 15,000 KRW | 1% + 0.25% |
 | 15,000 KRW | 0.5% + 0.25% |
 | 15,000 KRW | N/A |