Korea Korea 
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- Do not confuse with "kt"and "kt M mobile". They're different companies.
- Do not confuse with "U+"and "U+ 알뜰모바일". They're different companies.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 우리카드 first.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- Exceptions(No reward for the following purchases) : Nonghyup Hanaro Mart(농협 하나로마트)
- Cash back will be given only if you spend 50,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a month.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 2,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- Up to 10,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | No reward | 3,000 |
- For more information about the reward programme, please refer to: 페이코포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- You must use one of the following Digital wallet services with this card : PAYCO(페이코). You may need a smartphone with a carrier network plan.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 3 times a year.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ | 700,000 KRW ~ | 1,200,000 KRW ~ |
|---|---|---|---|---|
| Total Reward limit | 0 | 10,000 | 20,000 | 40,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 15,000 KRW | 1% + 0.3% |
 | 13,000 KRW | N/A |