Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ONLINE 1 SKYPASS(스카이패스) rewards per 1,000 KRW at SSG.COM, Lotte.com, ellotte, AK Mall, Galleria Mall (Online)

ALL 1 SKYPASS(스카이패스) rewards per 3,000 KRW on All domestic purchases

1 SKYPASS mile per 3,000 KRW

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	666

Notice

- For more information about the reward programme, please refer to: 스카이패스.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), All overseas purchases(해외이용금액), Public transport(Bus, Subway)(대중교통(버스,지하철)), College titution fee(대학등록금), Public utility charges(공공요금/공과금), Tax payment(세금납부액), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
- Reward will be given only if you spend 10,000 KRW or more in a month.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

ONLINE 5% Cash back at SSG.COM, Lotte.com, ellotte, AK Mall, Galleria Mall (Online)
Cash back limit(for every online shop) : once a month, up to 10,000 KRW a month.

Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	1% + 0.3%
	No annual fee	0.3%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
SSG.COM(SSG.COM), Lotte ON(롯데ON), ellotte(엘롯데), AK Mall(AK몰), Galleria Mall (Online)(갤러리아몰), All overseas purchases(해외이용금액), College titution fee(대학등록금), Public utility charges(공공요금/공과금), Tax payment(세금납부액), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: Sh수협은행
To apply, you must have an account in one of these institutions: Sh수협은행, 회원수협
Available networks: MasterCard, UnionPay
Availability for new members: Available
Integrated transport card: Unavailable
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