Card Design
음 체크카드

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • RESTAURANT   5 % Cash back in All hansik restaurants
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000

    Notice

    - Cash back will be given only if you spend 20,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   5 % Cash back in All coffee shops
    No cash back reward for weekend and holiday purchases.
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000
    • Coffee shop Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • BAKERY   5 % Cash back at All bakeries and Icecream chains
    No cash back reward for weekend and holiday purchases.
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~
    Monthly Cash back limit No cash back 10,000

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   5 % Cash back at Public transport
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 1,500

    Notice

    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1.1% + 0.25%
No annual fee1% + 0.25%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Public transport(Bus, Subway)(대중교통(버스,지하철)), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
KB국민카드
To apply, you must have an account in one of these institutions
KB국민은행
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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