Card Design
1st EDU 카드
1st EDU Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • EDUCATION   5~10 % Cash back on Eligible educational purchases
    Eligible purchases : All educational subscriptions for children, hagwons, kindergartens, Daycare centres
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 30,000 50,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • MART   5 % Cash back at E-Mart, Homeplus, Lotte Mart

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 10,000
    • E-Mart Logo
    • Homeplus Logo
    • Lotte Mart Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   5 % Cash back in Eligible coffee shops
    Eligible shops : Starbucks, Caffe Bene, TOM N TOMS Coffee, Angel-in-us, Hollys Coffee, A Twosome Place
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 8,000
    • Starbucks Logo
    • TOM N TOMS Coffee Logo
    • Angel-in-us Logo
    • Hollys Coffee Logo
    • A Twosome Place Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 40,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   5 % Cash back at Outback Steak House, VIPS, TGI FRIDAYS

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 10,000
    • Outback Steak House Logo
    • VIPS Logo
    • TGI FRIDAYS Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 6 times a year.

  • CINEMA   3000 KRW Cash back in All cinemas

    Notice

    - Cash back will be given only if you spend 8,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.

  • ENTERTAINMENT   20 % Cash back at Everland, Lotte World
    Annual maximum cash back amount : 30,000 KRW
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 15,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   1000 KRW Cash back on Mobile phone bill(SKT,KT,U+)

    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - Cash back will be given only if you spend 1,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

Required spending amount 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
Total Reward limit 0 5,000 10,000 15,000

Networks Annual fee Foreign transaction fee (Purchase)
15,000 KRW1% + 0.2%
10,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in Hagwon(학원), Kindergarten(유치원 업종), Daycare Centre(어린이집 업종), Educational subscription for children(학습지 업종), Apartment maintenance fee(아파트관리비), Tax payment(세금납부액), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Gift certificate(상품권), Public transport(Bus, Subway)(대중교통(버스,지하철)), Installment purchases without interest(무이자할부 구매), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
전북은행
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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