 
			
            | Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 
|---|---|---|
| Monthly Reward limit | No reward | 20,000 | 
 - For more information about the reward programme, please refer to: 하나머니.
 - Gift card, voucher purchases may not qualify for earning rewards.
 - Purchases made in leased departments inside the shop may not qualify for earning rewards.
 - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
 - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
 - The spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 
|---|---|---|
| Monthly Reward limit | No reward | 10,000 | 
 - For more information about the reward programme, please refer to: 하나머니.
 - Gift card, voucher purchases may not qualify for earning rewards.
 - Purchases made in leased departments inside the shop may not qualify for earning rewards.
 - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 
|---|---|---|
| Monthly Reward limit | No reward | 10,000 | 
 - For more information about the reward programme, please refer to: 하나머니.
 - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
 - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
 - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 
|---|---|---|
| Monthly Reward limit | No reward | 10,000 | 
 - For more information about the reward programme, please refer to: 하나머니.
 - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
 - Cash back will be given only if you spend 4,000 KRW or more  at once.
 - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
 - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
 - Gift card, voucher purchases may not qualify for earning rewards.
 - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
 - This benefit will be provided only once a month.
 - For more information about the reward programme, please refer to: 하나머니.
 - Reward will be given only if you spend 100,000 KRW or more  at once.
 - [Spending requirement] This benefit requires 600,000 KRW in total or more spendings of this card in the month before the purchase.
 - This benefit will be provided only once a month.
| Networks | Annual fee | Foreign transaction fee (Purchase) | 
|---|---|---|
| 10,000 KRW | 1.1% + 0.2% | |
| 10,000 KRW | 1% + 0.2% | |
| 8,000 KRW | 0.2% | |
| 8,000 KRW | N/A |