Card Design
11Pay KB국민카드
11Pay KB Kookmin Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ONLINE   11 % OK Cashbag(OK캐쉬백) rewards on 11st (11Pay use)
    Maximum reward amount per each : 10,000 points
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Reward limit No reward 50,000
    • 11STREET Logo

    Notice

    - For more information about the reward programme, please refer to: OK캐쉬백.
    - Reward will be given only if you spend 20,000 KRW or more at once.
    - Up to 90,909 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 10,000)
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - You must use one of the following Digital wallet services with this card : SK Pay(SK페이). You may need a smartphone with a carrier network plan.

  • ALL   5 % OK Cashbag(OK캐쉬백) rewards in Eligible shops
    Eligible shops : All coffee shops, convenience stores, pharmacies, fastfood restaurants, casual dining restaurants, All petrol, LPG stations, hagwons, driving ranges, country clubs and barber's
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 800,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000
    • Coffee shop Logo
    • Convenience store Logo
    • Pharmacy Logo

    Notice

    - For more information about the reward programme, please refer to: OK캐쉬백.
    - Reward will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.

  • ALL   0.1 % OK Cashbag(OK캐쉬백) rewards on All purchases

    Notice

    - For more information about the reward programme, please refer to: OK캐쉬백.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Apartment maintenance fee(아파트관리비), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)

Networks Annual fee Foreign transaction fee (Purchase)
15,000 KRW1% + 0.25%
15,000 KRW0.5% + 0.25%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card (Except basic rewards for all purchases), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
MasterCard, JCB(K-World)
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
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