Korea Korea 
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Exceptions(No reward for the following purchases) : National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Property/House rent(부동산/주택임대료), Installment purchases without interest(무이자할부 구매)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
- This won't be counted towards the total cash back limit.
- You must use one of the following Digital wallet services with this card : 1Q Pay(1Q 페이), Samsung Pay(삼성페이), Naver Pay(네이버페이), Kakao Pay(카카오페이), SSG Pay(SSG페이), PAYCO(페이코), coupay(쿠페이), SK Pay(SK페이). You may need a smartphone with a carrier network plan.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Property/House rent(부동산/주택임대료), Installment purchases without interest(무이자할부 구매)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- This won't be counted towards the total cash back limit.
- Eligible shops : All domestic purchases(국내 이용금액)
- Period : 2 ~ 3 months (Interest will be charged beyond that period)
- Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
- Rewards will not be available for interest-free instalment purchases.
| Required spending amount | 0 KRW ~ |
|---|---|
| Total Reward limit | 50,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 12,000 KRW | 1.1% + 0.2% |
 | 12,000 KRW | 1% + 0.2% |
 | 12,000 KRW | N/A |