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Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • TRANSPORT   3 % Cash back at City-bus, subway

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • ONLINE   2 % Cash back at Coupang

    • Coupang Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.

  • MART   2 % Cash back at E-Mart, Traders Wholesale Club, Homeplus, Lotte Mart

    • E-Mart Logo
    • Traders Wholesale Club Logo
    • Homeplus Logo
    • Lotte Mart Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.

  • BAKERY   2 % Cash back at Paris baguette, Tous les jours, Cafe artisée, Paris Croissant, Knotted, Dunkin' Donuts

    • Paris baguette Logo
    • Tous les jours Logo
    • Dunkin' Donuts Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.

  • O2O   1.2 % Cash back for using eligible e-wallet services
    Online purchases only. Hana Pay(Formerly 1Q Pay) qualifies for this benefit for offline purchases.
    • Online shop Logo

    Notice

    - Exceptions(No reward for the following purchases) : National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Property/House rent(부동산/주택임대료), Installment purchases without interest(무이자할부 구매)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
    - This won't be counted towards the total cash back limit.
    - You must use one of the following Digital wallet services with this card : 1Q Pay(1Q 페이), Samsung Pay(삼성페이), Naver Pay(네이버페이), Kakao Pay(카카오페이), SSG Pay(SSG페이), PAYCO(페이코), coupay(쿠페이), SK Pay(SK페이). You may need a smartphone with a carrier network plan.

  • ALL   0.7 % Cash back on All other purchases

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Property/House rent(부동산/주택임대료), Installment purchases without interest(무이자할부 구매)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - This won't be counted towards the total cash back limit.

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : All domestic purchases(국내 이용금액)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Required spending amount 0 KRW ~
Total Reward limit 50,000

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW1.1% + 0.2%
12,000 KRW1% + 0.2%
12,000 KRWN/A
  • The following purchases will not be counted towards into required monthly spending amount :
    National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Property/House rent(부동산/주택임대료), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 31st Dec 2022
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
하나카드
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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