Card Design
탑모아신용카드(부산)
TOP more Credit Card (Busan)

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MART   5~9 % Cash back at TOP Mart

    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~ 1,200,000 KRW ~
    Cash back rate No cash back 5% 7% 9%
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~ 1,200,000 KRW ~
    Monthly Cash back limit No cash back 10,000 20,000 30,000
    • TOP Mart Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • EDUCATION   5 % Cash back in All hagwons

    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - Cash back will be given only if you spend 50,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • MEDICAL   5 % Cash back at All hospitals, pharmacies

    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000
    • Hospital Logo
    • Pharmacy Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 40,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   5 % Cash back on Mobile phone, internet bills(SKT, kt, U+)

    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 3,000
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   5 % Cash back at Starbucks, Caffe Bene, Angel-in-us, A Twosome Place, Gong Cha

    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 2,000
    • Starbucks Logo
    • Angel-in-us Logo
    • A Twosome Place Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

Required spending amount 0 KRW ~ 400,000 KRW ~ 700,000 KRW ~
Total Reward limit 0 5,000 10,000

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.1% + 0.25%
8,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Tax payment(세금납부액), Public utility charges(공공요금/공과금), School fee payment(초중고 학교 납입금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Rent for a LH rental house(한국토지주택공사 임대료), Motor car purchases(자동차 구매 업종), Public transport(Bus, Subway)(대중교통(버스,지하철)), Mobile phone bills(이동통신요금), Installment purchases without interest(무이자할부 구매), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Fine(벌금, 범칙금, 과료, 과태료), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 16th Oct 2018
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
BNK부산은행, 비씨카드
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
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