Card Design
썸뱅크 체크카드
Sumbank Check Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • O2O   3 % Cash back on Eligible digital wallet uses

    Total last month spending of this card 0 KRW ~ 200,000 KRW ~
    Monthly Cash back limit No cash back 4,000

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - You must use one of the following Digital wallet services with this card : SUM Pass(썸패스), Samsung Pay(삼성페이), Naver Pay(네이버페이), Kakao Pay(카카오페이). You may need a smartphone with a carrier network plan.

  • MOBILE   3 % Cash back on SKT, KT, LG U+ mobile phone bill

    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo
    Total last month spending of this card 0 KRW ~ 200,000 KRW ~
    Monthly Cash back limit No cash back 2,000

    Notice

    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • COFFEE   3 % Cash back at Starbucks

    • Starbucks Logo
    Total last month spending of this card 0 KRW ~ 200,000 KRW ~
    Monthly Cash back limit No cash back 2,000

    Notice

    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   3 % Cash back on Public transport, taxi

    Total last month spending of this card 0 KRW ~ 200,000 KRW ~
    Monthly Cash back limit No cash back 2,000

    Notice

    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • CINEMA   3 % Cash back at Lotte Cinema

    • Lotte Cinema Logo
    Total last month spending of this card 0 KRW ~ 200,000 KRW ~
    Monthly Cash back limit No cash back 2,000

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 12 times a year.

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.25%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Tax payment(세금납부액), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Fine(벌금, 범칙금, 과료, 과태료), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Rent for a LH rental house(한국토지주택공사 임대료), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
BNK부산은행, 비씨카드
To apply, you must have an account in one of these institutions
BNK부산은행
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
Share
Browse other cards from BNK부산은행