Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Local tax(지방세), National tax(국세), College titution fee(대학등록금), E-Mart E-CLUB(이마트 E-CLUB)
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- Cash back will be given only if you spend 6,000 KRW or more in a month.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided 5 times a month, 12 times a year.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month, 5 times a year.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month, 5 times a year.
- By using this card, you'll get extra rewards in eligible shops listed for the membership.
- For more detailed information, please refer to : http://www.shinsegaepoint.com
- You may need to agree with providing your personal information to the third party company.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | N/A |