Card Design
SmileCard Edition2


This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • O2O   2 % SmileCash(스마일캐시) rewards on SmilePay uses

    • GMarket Logo
    • Auction Logo


    - For more information about the reward programme, please refer to: 스마일캐시.
    - You must use one of the following Digital wallet services with this card : SmilePay(스마일페이). You may need a smartphone with a carrier network plan.

  • OVERSEAS   2 % SmileCash(스마일캐시) rewards on All overseas purchases


    - For more information about the reward programme, please refer to: 스마일캐시.

  • ALL   1 % SmileCash(스마일캐시) rewards on All other domestic purchases


    - For more information about the reward programme, please refer to: 스마일캐시.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Public utility charges(공공요금/공과금), National tax(국세), Duty(관세), Local tax(지방세), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Electricity bill(전기요금), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), Workers'Compensation Insurance(산재보험), National Pension Service(국민연금), Handicapped employment levy(장애인고용부담금), Express Way bill(고속도로 통행료), Express Bus(고속버스), Installment purchases without interest(무이자할부 구매)

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : All domestic purchases(국내 이용금액)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.1% + 0.18%
10,000 KRWN/A
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 2nd Sep 2020
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Available networks
VISA, Local
Availability for new members
Integrated transport card
Optional (Deferred payment)
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