Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.8 % Cash back on All offline purchases

Notice

- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), All overseas purchases(해외이용금액), National tax(국세), Local tax(지방세), College titution fee(대학등록금), Apartment maintenance fee(아파트관리비)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
ALL 1.3 % Cash back on All online purchases
If you use '1Q Pay' application for online purchases, the cash back rate will be increased to 1.4%.
Notice

- Exceptions(No reward for the following purchases) : All overseas purchases(해외이용금액)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
TRAVEL Smarⓣ Travel Service by KEB Hana Card
Card holders are eligible to apply for Smarⓣ Travel Service. For more information about its benefit, visit their website or call 1599-5151 (Korean language only)

Networks	Annual fee	Foreign transaction fee (Purchase)
	10,000 KRW	1.1% + 0.2%
	10,000 KRW	1% + 0.2%
	5,000 KRW	1.4% + 0.2%
	5,000 KRW	0.2%
	5,000 KRW	N/A

When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 하나카드
Available networks: VISA, MasterCard, AmericanExpress, UnionPay, Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
Share: Share
Tweet

Editor's rating: 2.5 / 5.0
★ ★ ★ ★ ★; Not bad for local purchases

Browse other cards from 하나카드

Benefit / Reward services of the card

Notice

Notice