Caution

This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.5~1 % X Cash back(X 캐시백) rewards on All purchases

Total monthly spending of this card	0 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Reward rate	No reward	0.5%	1%

Notice

- For more information about the reward programme, please refer to: X 캐시백.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

OTHER Seasonal 5% X Cash back rewards offer

현대카드X offers 5% X Cash back rewards in particular shops every quarter of a year. Before you get this benefit, you must apply for this benefit.

To see shops and apply for this benefit, visit here(Signin in required).

Total monthly spending of this card	0 KRW ~	500,000 KRW ~
Monthly Reward limit	No reward	30,000

Notice

- For more information about the reward programme, please refer to: X 캐시백.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

PETROL 50~80 KRW/L Cash back at SK Petrol Station

Total last month spending of this card	0 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Cash back rate	No cash back	50/L KRW	80/L KRW

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,550 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,050 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 150,000 KRW of each spending for this shop will be applied for the cash back reward.
- Up to 300,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a day.

Networks	Annual fee	Foreign transaction fee (Purchase)
	20,000 KRW	1.1% + 0.18%
	15,000 KRW	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 현대카드
Available networks: VISA, Local
Availability for new members: Discontinued
Integrated transport card: Optional (Deferred payment)
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on the issuer's website (PC, Korean language)

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