Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

INTEREST 1.3% ~ 2.6% additional interest rate on your Shinhan Investment CMA(RP/MMW) account

Last month spending with this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 700,000 KRW ~ 1,000,000 KRW ~
Additional interest rate 0% 1.3% 1.7% 2.1% 2.6%

PETROL 60~100 KRW/L Cash back at GS Caltex

Total last month spending of this card	0 KRW ~	200,000 KRW ~	300,000 KRW ~	500,000 KRW ~	700,000 KRW ~	1,000,000 KRW ~
Cash back rate	No cash back	60/L KRW	70/L KRW	80/L KRW	90/L KRW	100/L KRW

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 300,000 KRW of each spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

TRANSPORT 3~7 % Cash back at Public transport and Taxi

Total last month spending of this card	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Cash back rate	No cash back	3%	5%	7%

Total last month spending of this card	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Monthly Cash back limit	No cash back	5,000	7,000	10,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

Networks	Annual fee	Foreign transaction fee (Purchase)
	12,000 KRW	1.1% + 0.18%
	10,000 KRW	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 신한카드
Affiliated institution: 신한금융투자
To apply, you must have an account in one of these institutions: 신한금융투자
Available networks: VISA, Local
Availability for new members: Available
Supplementary card for your family member(가족카드): Unavailable
Integrated transport card: Optional (Deferred payment)
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Editor's rating: 2 / 5.0
★ ★ ★ ★ ★; If you have 10m KRW in your account, this isn't that bad.

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