Card Design
신한카드 Always FAN
Shinhan Card Always FAN

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ONLINE   5 % Cash back in Shinhan FAN Pay uses (Online shops)

    • Online shop Logo
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~
    Monthly Cash back limit No cash back 10,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, 5 times a month.
    - You must use one of the following Digital wallet services with this card : FAN Pay(FAN페이). You may need a smartphone with a carrier network plan.

  • C-STORE   10 % Cash back at GS25, CU, Seven Eleven

    • GS25 Logo
    • CU Logo
    • Seven Eleven Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 10,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, 4 times a month.

  • BEAUTY   10 % Cash back at Olive Young

    • Olive Young Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 30,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, 4 times a month.

  • COFFEE   30 % Cash back in All coffee shops, bakeries

    • Coffee shop Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Up to 10,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, 4 times a month.

  • COFFEE   50 % Cash back on Starbucks Siren orders

    • Starbucks Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Up to 5,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, only twice a month.

  • O2O   10 % Cash back at SOCAR

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 30,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, 4 times a month.

  • CINEMA   8000 KRW Cash back at CGV (Online)

    • CGV Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

Required spending amount 0 KRW ~ 500,000 KRW ~
Total Reward limit 0 30,000

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.4% + 0.18%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card , Gift or Prepaid card(기프트 또는 선불카드), Tax payment(세금납부액), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 19th Oct 2016
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
신한카드
Available networks
AmericanExpress(S&)
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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