Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Cash back limit	No cash back	10,000

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a day.

MEMBERSHIP Integrated membership : L.POINT 멤버십

- By using this card, you'll get extra rewards in eligible shops listed for the membership.
- With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
- For more detailed information, please refer to : https://www.lpoint.com/
- You may need to agree with providing your personal information to the third party company.

Networks	Annual fee	Foreign transaction fee (Purchase)
	5,000 KRW	N/A
The annual fee will be waived if you spend once with this card.

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 롯데카드
Available networks: Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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