- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
 - This benefit will be provided only once a month.
 - For more information about the reward programme, please refer to: SB WISE 포인트.
 - Up to 100,000 KRW of each spending for this shop will be applied for the  reward. (Maximum reward amount for each spending : 2,000)
 - This benefit will be provided only once a day, 6 times a month.
| Total last month spending of this card | 0 KRW ~ | 
|---|---|
| Monthly Cash back limit | 3,000 | 
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
 - Cash back will be given only if you spend 100,000 KRW or more  at once.
 - Gift card, voucher purchases may not qualify for earning rewards.
 - Purchases made in leased departments inside the shop may not qualify for earning rewards.
 - This benefit will be provided only once a month.
| Amount of each spending | 0 KRW ~ | 300,000 KRW ~ | 1,000,000 KRW ~ | 
|---|---|---|---|
| Reward rate | 0.1% | 0.2% | 0.3% | 
 - For more information about the reward programme, please refer to: SB WISE 포인트.
 - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
 - This won't be counted towards the total reward limit.
 - This benefit will be duplicated with other benefits.
| Networks | Annual fee | Foreign transaction fee (Purchase) | 
|---|---|---|
| No annual fee | N/A |