Card Design
Real? Real! 카드
Real? Real! Card

Caution

This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   1 % Cash back on All domestic purchases
    The cash back rate will be increased to 1.2% if you link your card to your Suhyup bank account.

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Public transport(Bus, Subway)(대중교통(버스,지하철)), National tax(국세), Local tax(지방세), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Fine(벌금, 범칙금, 과료, 과태료), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Rent for a LH rental house(한국토지주택공사 임대료), School fee payment(초중고 학교 납입금), Installment purchases without interest(무이자할부 구매)
    - The cash back money will be deposited into your bank account. The money will be given on the 25th in the month after next.

  • ALL   Quarterly additional cash back
    If you spend 5 million KRW or more in each period, the additional cash back will be provided.
    Period Cash back amount
    1st quarter (1 Jan ~ 31 Mar) 30,000 KRW
    2nd quarter (1 Apr ~ 30 Jun) 30,000 KRW
    3rd quarter (1 Jul ~ 30 Sep) 30,000 KRW
    4th quarter (1 Oct ~ 31 Dec) 30,000 KRW

    If you get cash back in every quarter, 80,000 KRW cash back will be rewarded.
  • MOBILE   20 % Cash back on Mobile phone bill(SKT,KT,U+)

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 10,000 30,000
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW1% + 0.3%
10,000 KRW0.3%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Public transport(Bus, Subway)(대중교통(버스,지하철)), National tax(국세), Local tax(지방세), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Fine(벌금, 범칙금, 과료, 과태료), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Rent for a LH rental house(한국토지주택공사 임대료), School fee payment(초중고 학교 납입금), Installment purchases without interest(무이자할부 구매), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Sh수협은행
Available networks
MasterCard, UnionPay
Availability for new members
Discontinued
Integrated transport card
Optional (Deferred payment)
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