Korea Korea 
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Only 50% of the cash back rewarded spendings will be included as the required monthly spending.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Only 50% of the cash back rewarded spendings will be included as the required monthly spending.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Only 50% of the cash back rewarded spendings will be included as the required monthly spending.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Only 50% of the cash back rewarded spendings will be included as the required monthly spending.
| Required spending amount | 0 KRW ~ | 200,000 KRW ~ | 500,000 KRW ~ |
|---|---|---|---|
| Total Reward limit | 0 | 3,000 | 7,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1% + $0.5 |
 | No annual fee | N/A |