Card Design
L.pay 롯데카드
L.pay Lotte Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   1 % L.Point(엘포인트) rewards on All purchases

    Notice

    - For more information about the reward programme, please refer to : 엘포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), College titution fee(대학등록금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)

  • O2O   2 % L.Point(엘포인트) rewards in eligible shops (L.pay use)
    Eligible shops : Lotte Dept Store, Lotte Mart, Lotte VIC Market, Lotte Outlets, Hi-Mart, Lotte Cinema, Lotte Super, Lotte Home Shopping, Lotte Mall, Lotteria, LOHB's, Seven Eleven, Lotte Insurance, Lotte Hotel & Resort, Lotte Rent-a-car, Lotte.com, ellotte, Aladin
    • Lotte Dept Store Logo
    • Lotte Mart Logo
    • Lotte Cinema Logo
    • Lotteria Logo
    • LOHB's Logo
    • Seven Eleven Logo

    Notice

    - For more information about the reward programme, please refer to : 엘포인트.
    - You must use one of the following Digital wallet services with this card : L.Pay(L페이). You may need a smartphone with a carrier network plan.

  • MEMBERSHIP   Integrated membership : L.POINT 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
    - For more detailed information, please refer to : https://www.lpoint.com/
    - You may need to agree with providing your personal information to the third party company.

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : ToysRUs(토이저러스), Lotte.com(롯데닷컴), Lotte Super(롯데슈퍼), Lotte Mart(롯데마트)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

  • OTHER   Miscellaneous offers
    20 KRW % 0 at Parkjun Beauty Lab
    15 KRW % 0 at ParkSeungChol Hairstudio
    50 KRW % 0 on Lotte World, Tongdo Fantasia, Gyeongju World Resort, Daejeon O World, Gwangju Family Land Free riding ticket
    20 KRW % 0 on ticket for a Lotte Giants game
    5% e-coupon and free parking ticket for Lotte Dept Store
    You must spend 300,000 KRW or more in Lotte dept store for the last 6 months.
    5 KRW % 0 at Lotte.com
    Some products will not be available.
    5%~10% Discount at Lotte Duty Free Shop
    Some products will not be available.
    10 KRW % 0 at Bonespé, Bonespé Bread, TGI FRIDAYS
    15 KRW % 0 at Mr Pizza
    - Required monthly spending amount : 200,000 KRW with this card in the month before the purchase.
Required spending amount 0 KRW ~
Total Reward limit 300,000

Networks Annual fee FX fee (Purchase)
10,000 KRW1% + 0.2%
9,000 KRWN/A
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
롯데카드
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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