Card Design
롯데 썸뱅크 체크카드
Lotte SUMBank Check Card

Caution

You must have opened MySUM모바일통장 account in BNK부산은행.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ONLINE   3 % L.Point(엘포인트) rewards on All online purchases
    • Online shop Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.

  • MOBILE   3 % L.Point(엘포인트) rewards on Mobile phone bills

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.

  • SHOPPING   1 % L.Point(엘포인트) rewards in All L.Point shops

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.

  • RESTAURANT   1 % L.Point(엘포인트) rewards in All restaurants
    • Restaurant Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.

  • MEMBERSHIP   Integrated membership : L.POINT 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
    - For more detailed information, please refer to : https://www.lpoint.com/
    - You may need to agree with providing your personal information to the third party company.

Required spending amount 0 KRW ~ 300,000 KRW ~
Total Reward limit 0 3% of your last month spending

Networks Annual fee FX fee (Purchase)
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card , Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
롯데카드
Affiliated institution
BNK부산은행
To apply, you must have an account in one of these institutions
BNK부산은행
Available networks
Local
Availability for new members
Available
Supplementary card for your family member(가족카드)
Unavailable
Integrated transport card
Unavailable
Protection from unauthorised transactions
Yes
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