Card Design
L.CLASS L20 (L.POINT)

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • BONUS OFFER   Sign up, Annual retention bonus
    Lotte Special Card(Gift Card, 150k KRW)
    You can use the Lotte Special Card(Gift Card) in eligible Lotte shops.
    Hotel Restaurant Gift Certificate (150k KRW)
    Please refer to http://www.familyvoucher.com/ to see available hotel restaurants.
    Free companion domestic flight ticket
    150k L.Point rewards

    Notice

    - You must spend 500,000 KRW or more in purchases with your new card to get the sign up bonuses within the first year.
    - You must make total 6,000,000 KRW of yearly purchases to get retention bonuses.
    - You can choose up to 1 bonus.

  • ALL   1.5 % L.Point(엘포인트) rewards on All purchases

    Notice

    - For more information about the reward programme, please refer to : 엘포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), College titution fee(대학등록금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)

  • ALL   3 % L.Point(엘포인트) rewards on All purchases (Special rewards)

    Total last month spending of this card 0 KRW ~ 2,000,000 KRW ~
    Monthly Reward limit No reward 30,000

    Notice

    - For more information about the reward programme, please refer to : 엘포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), College titution fee(대학등록금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - [Spending requirement] This benefit requires 2,000,000 KRW in total or more spendings of this card in the month before the purchase.

  • MEMBERSHIP   Integrated membership : L.POINT 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
    - For more detailed information, please refer to : https://www.lpoint.com/
    - You may need to agree with providing your personal information to the third party company.

  • AIRPORT   Free airport lounge access (Lounge Key, MasterCard)

    - You can access into airport lounges with free of charge. You don't need any extra card for free entry.
    - You can find available lounges from here : https://www.loungekey.com
    - You'll need to inform a lounge staff that you'll use your LoungeKey card.
    - Free access limit : 4 times a year.
    - The card holder and up to 3 companion can access without charge.

Networks Annual fee FX fee (Purchase)
200,000 KRW1% + 0.2%
195,000 KRWN/A
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
롯데카드
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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