Korea Korea 
- For more information about the reward programme, please refer to: 엘포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Local tax(지방세), National tax(국세), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), School fee payment(초중고 학교 납입금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금)
- This won't be counted towards the total reward limit.
- For more information about the reward programme, please refer to: 엘포인트.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 엘포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 700,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|---|
| Maximum number of point rewards | No cash back | 3 times a month | 6 times a month | 9 times a month |
- For more information about the reward programme, please refer to: 엘포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- You must use one of the following Digital wallet services with this card : L.Pay(L페이). You may need a smartphone with a carrier network plan.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 700,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|---|
| Maximum number of point rewards | No cash back | 3 times a month | 6 times a month | 9 times a month |
- For more information about the reward programme, please refer to: 엘포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided 3 times a month.
- You must use one of the following Digital wallet services with this card : L.Pay(L페이). You may need a smartphone with a carrier network plan.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1.1% + 0.2% |
 | No annual fee | N/A |