Korea Korea 
| Amount of each spending | 0 KRW ~ | 100,000 KRW ~ |
|---|---|---|
| Cash back rate | 0.7% | 1% |
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), College titution fee(대학등록금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 2,000 |
- Cash back will be given only if you spend 10,000 KRW or more in a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 5 times a year.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 1,000 |
- Cash back will be given only if you spend 10,000 KRW or more in a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 5 times a year.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 5,000 KRW | N/A |