Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 15 % Cash back on Kakao Pay uses
Notice

- "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
- You must use one of the following Digital wallet services with this card : Kakao Pay(카카오페이). You may need a smartphone with a carrier network plan.
ONLINE 10 % Cash back at GMarket, Auction, 11STREET, Coupang, Wemakeprice, TMON
Notice

- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
SHOPPING 5 % Cash back at GS25, CU, Seven Eleven, MINISTOP, Olive Young, Lalavla, Daiso
Notice

- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- Daiso offline shop could make a debit transaction, instead of a card transaction for paying. If this happens, the purchase won't be eligible for this benefit and won't be added to your total monthly card spending amount. When you shop, you need to inform their clerk that you want to pay with your card by saying "카드로 계산해 주세요.". You don't need to inform if your card doesn't let you access to your account through an ATM.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.

Required spending amount	0 KRW ~	200,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Total Reward limit	0	5,000	10,000	20,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All rewarded purchases made with this card , Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: IBK기업은행, 비씨카드
To apply, you must have an account in one of these institutions: IBK기업은행
Available networks: Local
Availability for new members: Available
Integrated transport card: Unavailable
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Benefit / Reward services of the card

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