Card Design
카카오페이신용카드
Kakao Pay Credit Card

Caution

The plastic card doesn't display any card number and CVC. You can see your card number in Kakaotalk App.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ONLINE   3 % Kakao Pay Point(카카오페이포인트) rewards at Kakaotalk gift shop

    Notice

    - For more information about the reward programme, please refer to: 카카오페이포인트.

  • O2O   2 % Kakao Pay Point(카카오페이포인트) rewards for using Kakaopay with this card

    Notice

    - For more information about the reward programme, please refer to: 카카오페이포인트.
    - Exceptions(No reward for the following purchases) : Installment purchases without interest(무이자할부 구매), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), Express Bus(고속버스), Express Way bill(고속도로 통행료), Property/House rent(부동산/주택임대료), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Electricity bill(전기요금), Korea Post Office(우체국), Gas bill(도시가스 요금), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료)

  • ALL   1 % Kakao Pay Point(카카오페이포인트) rewards on All domestic purchases (without using Kakaopay)

    Notice

    - For more information about the reward programme, please refer to: 카카오페이포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), Express Bus(고속버스), Express Way bill(고속도로 통행료), Property/House rent(부동산/주택임대료), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Electricity bill(전기요금), Korea Post Office(우체국), Gas bill(도시가스 요금), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료)

  • MOBILE   3000 Kakao Pay Point(카카오페이포인트) rewards on SKT, KT, LG U+ mobile phone bill

    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - For more information about the reward programme, please refer to: 카카오페이포인트.
    - Reward will be given only if you spend 50,000 KRW or more at once.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

  • ENTERTAINMENT   10 % Kakao Pay Point(카카오페이포인트) rewards at Netflix, TVING, WATCHA PLAY, wavve

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 2,000

    Notice

    - For more information about the reward programme, please refer to: 카카오페이포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • OVERSEAS   1 % Kakao Pay Point(카카오페이포인트) rewards on All overseas purchases

    Notice

    - For more information about the reward programme, please refer to: 카카오페이포인트.

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.1% + 0.2%
10,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Electricity bill(전기요금), Korea Post Office(우체국), Gas bill(도시가스 요금), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 24th Mar 2021
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
삼성카드
Available networks
VISA, Local
Availability for new members
Available
Supplementary card for your family member(가족카드)
Unavailable
Integrated transport card
Optional (Deferred payment)
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