Card Design
I'm JOYFUL

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • PETROL   60 KRW/L Cash back in All petrol stations, all LPG stations on weekend
    Only on saturday, sunday and other public holidays

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   5~10 % Cash back in All restaurants in evening and night time
    Available hour : 18:00 ~ 06:00 everyday
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%

    Notice

    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   5~10 % Cash back at Coupang, Ticket Monster, Wemakeprice

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%
    • Coupang Logo
    • TMON Logo
    • Wemakeprice Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day.

  • FAST FASHION   5~10 % Cash back at ZARA, UNIQLO, H&M

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • C-STORE   5~10 % Cash back in All convenience stores

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%
    • Convenience store Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day.

  • TRANSPORT   5~10 % Cash back at Public transport, Taxi

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • MEDICAL   5~10 % Cash back at All hospitals, Animal clinics, All pharmacies

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Cash back rate No cash back 5% 7% 10%
    • Hospital Logo
    • Animal clinic Logo
    • Pharmacy Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, only twice a month.

  • MEMBERSHIP   Integrated membership : L.POINT 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
    - For more detailed information, please refer to : https://www.lpoint.com/
    - You may need to agree with providing your personal information to the third party company.

Required spending amount 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
Total Reward limit 0 15,000 30,000 45,000

Networks Annual fee Foreign transaction fee (Purchase)
15,000 KRW1% + 0.2%
15,000 KRW1% + 0.2%
15,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), Apartment maintenance fee(아파트관리비), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
롯데카드
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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