Card Design
IBK 마일앤조이카드 (Asiana Club)
IBK Mile & Joy Card (Asiana Club)

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   1 Asiana Mile(아시아나 마일) rewards per 1,000 KRW on All domestic purchases

    Notice

    - For more information about the reward programme, please refer to: 아시아나 마일.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철)), Installment purchases without interest(무이자할부 구매)

  • OVERSEAS   2 Asiana Mile(아시아나 마일) rewards per 1,000 KRW on All overseas purchases
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 2,000

    Notice

    - For more information about the reward programme, please refer to: 아시아나 마일.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.

  • SHOPPING   3 Asiana Mile(아시아나 마일) rewards per 1,000 KRW in All duty free shops
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 500

    Notice

    - For more information about the reward programme, please refer to: 아시아나 마일.
    - Exceptions(No reward for the following purchases) : In-flight purchases(기내물품구매)
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.

  • TRAVEL   8 % Discount on International flight ticket purchases
    You must book a ticket through the Unionpay Travel Website or 1670-6200.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • HOTEL   A free fourth night at Hotel
    You must book a hotel through the Unionpay Travel Website or 1670-6200.

    Notice

    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a year.

  • TRAVEL   50 % Cash back on Application fee of Chinese Visa
    You must apply for a visa through the Chinese Visa Application Service Centre.
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 30,000

    Notice

    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a year.

  • TRANSPORT   10 % Cash back at KTX, SRT

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a year.

  • AIRPORT   Free airport lounge access (The Lounge Members, UnionPay card)

    - You can access into airport lounges with free of charge. You don't need any extra card for free entry.
    - You can find available lounges from here : https://www.theloungemembers.net. You need to register an ID before using lounges.
    - To use a lounge, you need to download and install the Lounge Members mobile application from App Store or Google Play. Then, register your card in the application, tap on '이용권 받기'(Get a pass), show the QR code to a lounge staff at the entrance.
    - You must spend 300,000 KRW or more with this card in the last month to get free entry into an airport lounge.
    - Free access limit : 2 times a year.
    - Only the card holder can access without charge. You may need to pay if you have companions.

Networks Annual fee Foreign transaction fee (Purchase)
30,000 KRW0.18%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All overseas purchases(해외이용금액), Duty free shop(면세점 업종), National tax(국세), Local tax(지방세), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철)), Installment purchases without interest(무이자할부 구매), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
IBK기업은행, 비씨카드
Available networks
UnionPay
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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