Card Design
Hyundai Card ZERO(Point)


This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   10 M Point(엠포인트) rewards per 1,000 KRW on All purchases


    - For more information about the reward programme, please refer to: 엠포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Local tax(지방세), National tax(국세), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
    - Reward will be given only if you spend 1,000 KRW or more at once.

  • ALL   20 M Point(엠포인트) rewards per 1,000 KRW in All restaurants, coffee shops, hypermarkets, c-stores, public transport, taxi and life insurances
    • Restaurant Logo
    • Coffee shop Logo
    • Hypermarket Logo
    • Convenience store Logo


    - For more information about the reward programme, please refer to: 엠포인트.
    - Reward will be given only if you spend 1,000 KRW or more at once.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 현대카드 first.

Networks Annual fee FX fee (Purchase)
10,000 KRW1% + 0.18%
5,000 KRW0.18%
5,000 KRWN/A
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Available networks
VISA, UnionPay, Local
Availability for new members
Integrated transport card
Optional (Deferred payment)
Editor's rating
3 / 5.0
★ ★ ★ ★ ★
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