Card Design
현대카드X Edition2
Hyundai Card X Edition2


This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.5~1 % Cash back on All purchases

    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Cash back rate No cash back 0.5% 1%


    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • OTHER   Seasonal 5% cash back offer
    Like 'Freedom credit card' from Chase Bank, 현대카드X offers 5% cash back in particular shops every quarter of a year. Before you get this benefit, you must apply for this benefit.

    To see shops and apply for this benefit, visit here(Signin in required).

    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~
    Monthly Cash back limit No cash back 30,000


    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

Networks Annual fee Foreign transaction fee (Purchase)
20,000 KRW1.1% + 0.18%
15,000 KRW0.18%
15,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Available networks
VISA, UnionPay, Local
Availability for new members
Integrated transport card
Optional (Deferred payment)
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