Card Design
현대카드M2 Edition3
Hyundai Card M2 Edition3

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • BONUS OFFER   Sign up bonus
    20,000 M Points

    Notice

    - You must spend 2,000,000 KRW or more in purchases with your new card to get the sign up bonuses within the first 60 days.

  • COFFEE   3~4.5 % M Point(엠포인트) rewards at Starbucks, Paul Bassett, Ediya Coffee, CGV, Lotte Cinema, Megabox
    • Starbucks Logo
    • Ediya Coffee Logo
    • CGV Logo
    • Lotte Cinema Logo
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 3% 4.5%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • TRANSPORT   2~3 % M Point(엠포인트) rewards on Taxi, Public transport uses
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 2% 3%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • BAKERY   2~3 % M Point(엠포인트) rewards at Paris baguette, Paris Croissant, Tous les jours
    • Paris baguette Logo
    • Tous les jours Logo
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 2% 3%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • C-STORE   1~1.5 % M Point(엠포인트) rewards in All convenience stores, hagwons
    • Convenience store Logo
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 1% 1.5%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • MOBILE   0.7~1.05 % M Point(엠포인트) rewards on Mobile phone bills
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 0.7% 1.05%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • RESTAURANT   0.7~1.05 % M Point(엠포인트) rewards in All restaurants
    • Restaurant Logo
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 0.7% 1.05%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • ALL   0.5~0.75 % M Point(엠포인트) rewards on All other purchases
    Total monthly spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Reward rate No reward 0.5% 0.75%

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Fine(벌금, 범칙금, 과료, 과태료), Water charge(수도요금), Electricity bill(전기요금), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Express Way bill(고속도로 통행료), Express Bus(고속버스), Installment purchases without interest(무이자할부 구매)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month of the purchase.

  • TRANSPORT   1.5 % M Point(엠포인트) rewards on new Hyundai, KIA car purchase

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.

  • PETROL   60 /L M Point(엠포인트) rewards at GS Caltex
    • GS Caltex Logo

    Notice

    - For more information about the reward programme, please refer to: 엠포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 100,000 KRW of each spending for this shop will be applied for the reward.

  • COFFEE   500 KRW Cash back at Starbucks, Paul Bassett, Ediya Coffee

    • Starbucks Logo
    • Ediya Coffee Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - This benefit will be duplicated with other benefits.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 12 times a year.

  • TRANSPORT   Free Eligible car parks on weekend
    To see the eligible car parks, click here.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.

Networks Annual fee Foreign transaction fee (Purchase)
60,000 KRW1% + 0.18%
60,000 KRW1% + 0.18%
60,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 4th Sep 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
현대카드
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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