Korea Korea 
| Total last month spending of this card | 0 KRW ~ | 250,000 KRW ~ | 500,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 5,000 | 10,000 |
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 250,000 KRW in total or more spendings of this card in the month before the purchase.
- You must use one of the following Digital wallet services with this card : Samsung Pay(삼성페이). You may need a smartphone with a carrier network plan.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 250,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway.
- [Spending requirement] This benefit requires 250,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.
- For more information about the reward programme, please refer to: 하나머니.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Installment purchases without interest(무이자할부 구매), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Gas bill(도시가스 요금)
- This won't be counted towards the total reward limit.
| Required spending amount | 0 KRW ~ | 250,000 KRW ~ | 500,000 KRW ~ |
|---|---|---|---|
| Total Reward limit | 0 | 5,000 | 10,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 7,000 KRW | 1% + 0.2% |
 | 5,000 KRW | N/A |